Social insurance when you work abroad

Social sikring når du arbejder i udlandet
Read about the regulations regarding illness and unemployment when you commute to work in another Nordic country.

If you live in Sweden and decide to live or work in another Nordic country, this can affect your social insurance.

You are normally covered by social insurance in the country in which you live, but if you commute to work in another Nordic country, the general rule is that you are covered by social insurance in the country in which you work.

If you start to work in another Nordic country, you should contact the Swedish Social Insurance Agency (Försäkringskassan) and the social insurance authority in the other country for more information about social insurance when you are working abroad. As there are common regulations for social insurance in the EU/EEA, you may be entitled to social insurance benefits from the country in which you work.

You live in Sweden and commute to work in another country

If you live in Sweden and commute to work in another Nordic country, you are generally covered by social insurance in the country in which you work.

Social insurance includes sickness insurance, parental leave, family benefits, unemployment insurance (a-kassa), and pension rights. Social security fees are paid in the country in which you are covered by social insurance.

You live in Sweden but are are posted or work in two or more countries

You can only be covered by social insurance in one country at a time. You are normally covered by social insurance in the country in which you live, but if you live in Sweden and commute to work in another Nordic country, you are generally covered by social insurance in the country in which you work.

However, there are certain exceptions, for example if you are a posted employee, if you work in two or more countries simultaneously, or if you have been granted exemption. In cases of posting, simultaneous work in several countries, or exemptions, you must have form A1 (Denmark and Finland) or E 101 (Iceland and Norway) with you; this shows the country in which you are covered by social insurance. You get the form from Försäkringskassan.

You are a commuter and become ill

If you live in Sweden and work abroad, and become ill, you are entitled to healthcare in the country in which you work, but you may also have access to healthcare in Sweden.

In order to access healthcare in Sweden, ask for form S1 from the social insurance authority in the country in which you work, and get this registered at Försäkringskassan.

You are a commuter and become unemployed

If you lose a job that involved commuting to another Nordic country, you should register at the Public Employment Service in Sweden and also apply for unemployment benefit (a-kassa) from Sweden. Your Swedish unemployment insurance fund (a-kassa) will take into account what you have earned in the other Nordic country.

You can confirm your work in another Nordic country with a PD U1 form. This form is used when you are joining a Swedish unemployment insurance fund; you can include periods of insurance and employment from another Nordic country.

If you want to continue to work in the country of work, you can also register at the public employment service there, but you must report this to the Swedish authority, the Swedish Public Employment Service (Arbetsförmedlingen).

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Info Norden is the information service of the Nordic Council of Ministers. Here you can find info and tips if you wish to move, work, study, seek support or start a business in the Nordic region.