Insurance in Åland

If you are a permanent resident of Finland or Åland, you are covered by social security legislation, such as unemployment insurance, healthcare, social assistance, etc. Most insurance policies in Åland are not compulsory, but you can protect yourself and your property by taking out private insurance. Common types of private insurance include home insurance, life insurance, pet insurance, travel insurance or accident insurance.

You can read more about different social insurance schemes in Åland on the page Health and social security.

There are several insurance companies operating in Åland that offer private insurance in various areas. It is important to compare the price levels of different companies and read the respective product descriptions before taking out insurance. 

In the business directory on the website aland.com, you can find the insurance companies and banks operating in Åland that offer insurance for private individuals.

If you are visiting Åland temporarily, it may be wise to check your insurance coverage. The insurance product description states where and how the insurance applies. As the terms and conditions are set by the insurance companies themselves, you should contact the insurance company for more detailed information.

If you use a vehicle in Åland, it must be covered by motor insurance. Motor insurance is compulsory and applies to all vehicles used in the province. The vehicle may be covered by motor insurance in another Nordic country during a temporary stay.

Most insurance companies do not grant life insurance to persons temporarily residing in Finland or Åland, as the insured person usually needs to be a permanent resident of the country or covered by its social insurance. 

On the Info Norden website you can find information about insurance in the other Nordic countries and what authorities to contact if you have questions.