Healthcare is the care you may need and are entitled to when you live in Sweden. You normally pay a patient fee for healthcare services when you visit the healthcare system. The municipalities and county councils or regional health authorities are responsible for healthcare in Sweden.
For dental care, there is a state dental care subsidy administered by the Swedish Social Insurance Agency (Försäkringskassan). If you have special needs for dental care, you may also be entitled to dental care from your county council or your regional health authority.
Ill when you live or work in Sweden
When you have reported your move and are living in Sweden, you are covered by social insurance in Sweden and are entitled to healthcare and dental care like everyone else living in Sweden. You can only be covered by social insurance in one country at a time. Social insurance gives financial protection for families and children, for people with disabilities, and in the event of illness, occupational injury and old age.
If you are covered by social insurance in Sweden, you are entitled to the blue EU health insurance card from Sweden. The card entitles you to healthcare and dental care services whenever you are in another EU/EEA country or Switzerland.
Ill when you live in Sweden and work in another Nordic country
If you live in Sweden and commute to work in another Nordic country, you are generally covered by social insurance in the country in which you work. If you become ill, you are entitled to healthcare and dental care in the country in which you work, but you may also have access to healthcare in Sweden.
You apply for the certificate on right to healthcare benefits in Sweden (‘Intyg om rätt till vårdförmåner i Sverige’) from Försäkringskassan.
Ill when you are a temporary visitor to Sweden
If you come from another Nordic country, you are entitled to essential healthcare and emergency dental care services on the same conditions as people who live in Sweden, even if you are only staying temporarily in Sweden and are not registered in the country. You must bring a valid proof of identity, such as a passport or driving licence. You must also give your address in your country of residence.
Planned treatment in a Nordic country
You can undergo planned treatment in another Nordic country. This can be, for example, an appointment with a specialist, an operation, or treatment for a certain illness.
If you live in Sweden and want to plan treatment in another country, you can apply for advance authorisation (förhandstillstånd) or an advance decision (förhandsbesked) from Försäkringskassan in Sweden. You can also pay for the treatment in the other country during your stay and apply for retrospective compensation later.
If you live in another Nordic country and are applying for planned treatment in Sweden, you must have an advance authorisation from the country in which you live before you arrange your treatment abroad. Alternatively, you should contact the authority in your country of residence to find out what regulations apply regarding retrospective compensation for expenses relating to treatment you plan to receive in Sweden.
Swedish healthcare services when you are temporarily outside Sweden
If you are studying in another Nordic country for less than a year, you are entitled to healthcare and dental care in Sweden in the same way as if you lived in Sweden.
If you are studying in another Nordic country for more than a year, you may be entitled to healthcare and dental care in Sweden in the same way as if you lived in Sweden, but you must first have applied for and received the certificate on the right to care in Sweden, ‘Intyg om rätt till vård i Sverige’, from Försäkringskassan.
You are also entitled to essential care in the country in which you are studying. If you studying in a Nordic country, it is sufficient for you to prove your identity and give your home address to receive the necessary care.
If you want healthcare that could wait until you come home, you must pay for this yourself. However, you can apply for compensation from Försäkringskassan. In some cases, you can also apply for an advance authorisation (förhandstillstånd) or advance decision (förhandsbesked) for planned treatment abroad.
Swedish healthcare services when you live in Sweden and work in several countries
If you live in Sweden and work in at least two other Nordic countries, you must report this to Försäkringskassan. Försäkringskassan will then assess whether you satisfy the requirements for continued cover from social insurance in Sweden.
If you are a posted employee, have been granted exemption, or work in two or more countries simultaneously, you must have form A1 with you to Denmark and Finland or E101 with you to Iceland and Norway. You get the form from Försäkringskassan. The form shows the country in which you are covered by social insurance.
What do healthcare services cost, and can you receive support?
In Sweden, every region/county council decides the fee you must pay for examinations by a doctor and other healthcare services. The size of the patient fee therefore depends on the region/county in which you live. There is a ceiling for how much you can pay in one year - this is called high-cost protection (högkostnadsskydd).
If you are covered by social insurance in Sweden, you are entitled to dental care without paying a patient fee until the end of the year in which you become 22. From the start of the year in which you become 23, you are entitled to state dental care subsidy (tandvårdsstöd). How much you receive in dental care subsidy depends on how old you are and how much your treatment costs. If you have certain illnesses or a disability, you can receive a larger subsidy.
Reimbursement of healthcare costs you have paid in another Nordic country
To receive compensation for dental care carried out in another Nordic country, the following requirements apply:
- you are covered by social insurance for healthcare services in Sweden.
- the dental treatment you are planning must have been paid by the state or would have been entitled to state dental care subsidy had you been treated in Sweden.
- the dental treatment is performed by professional healthcare personnel.
You can never receive more in compensation than what the dental treatment would have cost in Sweden, or what you paid. This means that, if the dental treatment is more expensive in the country in which it took place than in Sweden, you must pay the difference.
To receive compensation for healthcare carried out in another Nordic country, the following requirements apply:
- you are covered by social insurance for healthcare services in Sweden.
- the healthcare you are planning would have been paid by the state had you been treated in Sweden.
- the treatment is performed by professional healthcare personnel.
- you have paid more than the patient fee that applies in the country of treatment.
You can never receive more in compensation than what the treatment would have cost in Sweden, or what you paid. This means that, if the treatment is more expensive in the country in which it took place than it would have cost in Sweden, you must pay the difference.
Who should you contact if you have questions?
Look on the Försäkringskassan website for more information. You can also call the Försäkringskassan Customer Centre, +46 (0)771-524 524.
If you have any questions, please fill in our contact form.
NB! If you have questions regarding the processing of a specific case or application, or other personal matters, please contact the relevant authority directly.